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SBI Card
SBI Card Miles
Visa
SBI Card Miles
An entry-level travel rewards card built around Travel Credits that convert into airline miles and hotel points with over 20 partner programs.
Rates and fees last verified 14 September 2026.
Annual fee
₹1,499
Joining fee
₹1,499
Reward type
miles
Base reward rate
0.5%
Card network
Visa
Card tier
Mid
Reward rates by category
- Travel1%
Eligibility
- Minimum credit score: 750
- Minimum monthly income: ₹25,000
- Employment: salaried, self-employed
- Age: 21–70
Benefits
- 5,000 bonus Travel Credits on Rs 5 lakh annual spend; up to 20,000 bonus Travel Credits at higher spend tiers (Rs 5-12 lakh)
- Travel Credits convert up to 1:1 into air miles/hotel points with 20+ airline and hotel loyalty partners
Pros
- + Wide airline/hotel partner network for point transfers
- + Milestone bonuses on annual spend
- + Moderate annual fee
Cons
- − Travel Credits have no cash redemption value
- − Base reward rate on non-travel spend is modest
- − Standard forex markup, no lounge access on base variant
Applying takes you to SBI Card's site. We may earn a commission if you're approved — see our disclaimer. Final terms and approval are solely at the issuer's discretion.