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SBI Card
Nature's Basket SBI Card
Visa
Nature's Basket SBI Card
A gourmet-grocery co-brand card for Nature's Basket shoppers, pairing modest accelerated in-store rewards with 4 domestic lounge visits a year — a niche pick tied to a fairly small store footprint.
Rates and fees last verified 15 July 2026.
Annual fee
₹1,499
Joining fee
₹1,499
Reward type
points
Base reward rate
0.25%
Card network
Visa
Card tier
Mid
Benefits by category
- 🍽️ Dining & food delivery
1.25% reward rate
- 🛒 Groceries
0.5% reward rate
- ✈️ Travel
4 complimentary domestic airport lounge visits per year
- ⛽ Fuel
1% fuel surcharge waiver, capped at ₹100 per statement cycle
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Minimum credit score: 700
- Minimum monthly income: ₹20,000
- Employment: salaried, self-employed
- Age: 21–70
Benefits
- Nature's Basket gift voucher worth ₹1,500 and complimentary access to the 'Epicure' loyalty programme
- 4 complimentary domestic airport lounge visits per year
- 1% fuel surcharge waiver, capped at ₹100 per statement cycle
Pros
- + 4 domestic lounge visits/year at a modest fee
- + Epicure loyalty programme access
- + 5X points on dining, movies and international spend
Cons
- − Nature's Basket has a limited store footprint
- − Base reward rate on other spend is weak
- − ₹2L spend needed to waive the fee