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SBI Card
Paytm SBI Card SELECT
Visa
Paytm SBI Card SELECT
A Paytm-ecosystem cashback card giving 5% cashback on movies, travel and mall purchases and 2% on other spends via the Paytm app, backed by lounge access and a Priority Pass membership.
Rates and fees last verified 14 September 2026.
Annual fee
₹1,499
Joining fee
₹1,499
Reward type
cashback
Base reward rate
1%
Card network
Visa
Card tier
Mid
Reward rates by category
- Online shopping5%
- Other2%
Eligibility
- Minimum credit score: 700
- Minimum monthly income: ₹20,000
- Employment: salaried, self-employed
- Age: 21–70
Benefits
- Complimentary Paytm First membership plus welcome benefits worth up to Rs 75,000 in partner vouchers/discounts
- 4 complimentary domestic airport lounge visits per year, plus a Priority Pass membership (worth $99) for the first 2 years
- Cyber fraud insurance cover of Rs 2 lakh
- 1% fuel surcharge waiver on transactions between Rs 500-4,000, capped at Rs 250 per statement cycle
- Rs 2,000 voucher on Rs 4 lakh annual retail spend; Rs 4,000 voucher on Rs 6 lakh annual retail spend
Pros
- + 5% cashback on Paytm app movie/travel/mall spends
- + 4 lounge visits plus 2 years of Priority Pass
- + Cyber fraud insurance cover
Cons
- − Elevated cashback rates apply mainly to Paytm app spends
- − Standard 3.5% forex markup
- − Fee waiver needs Rs 2 lakh annual spend
Applying takes you to SBI Card's site. We may earn a commission if you're approved — see our disclaimer. Final terms and approval are solely at the issuer's discretion.