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Reliance SBI Card PRIME
Visa
Reliance SBI Card PRIME
The step-up Reliance co-brand card — 5% back on AJIO/JioMart and a hefty joining voucher bundle, aimed squarely at households that spend heavily across the Reliance Retail ecosystem.
Rates and fees last verified 15 July 2026.
Annual fee
₹2,999
Joining fee
₹2,999
Reward type
points
Base reward rate
0.5%
Card network
Visa
Card tier
Mid
Benefits by category
- 🍽️ Dining & food delivery
1.25% reward rate
- 🛍️ Shopping
5% reward rate
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Minimum credit score: 720
- Minimum monthly income: ₹35,000
- Employment: salaried, self-employed
- Age: 21–65
Benefits
- Reliance Retail voucher worth ₹3,000 plus additional discount vouchers worth ₹11,999 on joining
- Up to ₹5,000 in Reliance Retail vouchers annually on spend milestones
Pros
- + 5% back on AJIO and JioMart
- + Large joining voucher bundle (~₹15,000 combined)
- + Milestone vouchers up to ₹5,000/year
Cons
- − High ₹3L waiver threshold
- − Best rates confined to Reliance-owned brands