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SBI Card
SBI Shaurya Card
RuPay
SBI Shaurya Card
SBI's entry-level card for Indian Armed Forces and paramilitary personnel — a low ₹250 fee, 5X points on CSD canteen and everyday spend, but no lounge access at all.
Rates and fees last verified 15 July 2026.
Annual fee
₹250
Joining fee
₹0
Reward type
points
Base reward rate
0.25%
Card network
RuPay
Card tier
Entry
Benefits by category
- 🍽️ Dining & food delivery
1.25% reward rate · 5X points on CSD Canteen, dining, departmental store/grocery and movie spends
- 🛒 Groceries
1.25% reward rate
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Minimum monthly income: ₹10,000
- Employment: salaried
- Age: 21–60
Benefits
- 5X points on CSD Canteen, dining, departmental store/grocery and movie spends
- Card can be embossed with the Army, Navy, Air Force or Paramilitary insignia
Pros
- + Very low ₹250 annual fee, waived on ₹50k spend
- + 5X points on CSD, dining, groceries and movies
- + Personalised service-branch insignia
Cons
- − No lounge access
- − Restricted to serving defence and paramilitary personnel