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SBI Card
SBI SimplySAVE Credit Card
Visa
SBI SimplySAVE Credit Card
SBI's accessible entry-level rewards card, earning 10 points per Rs 150 on dining, movies, department stores and groceries, positioned as the modern replacement for older co-brand entry cards like FBB SBI Card.
Rates and fees last verified 14 September 2026.
Annual fee
₹499
Joining fee
₹499
Reward type
points
Base reward rate
1%
Card network
Visa
Card tier
Entry
Reward rates by category
- Dining6.7%
- Groceries6.7%
Eligibility
- Minimum credit score: 700
- Minimum monthly income: ₹20,000
- Employment: salaried, self-employed
- Age: 21–65
Benefits
- 2,000 bonus Reward Points on spends of Rs 2,000 or more within 60 days of card issuance
- 1% fuel surcharge waiver on transactions between Rs 500-3,000, capped at Rs 100 per statement cycle
Pros
- + Low joining and annual fee
- + Accelerated points on dining and groceries
- + Fee waiver on just Rs 1 lakh annual spend
Cons
- − No lounge access
- − Low reward value on general spend
- − Standard 3.5% forex markup
Applying takes you to SBI Card's site. We may earn a commission if you're approved — see our disclaimer. Final terms and approval are solely at the issuer's discretion.