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SBI Card
Titan SBI Credit Card
RuPay
Titan SBI Credit Card
A jewellery-shopper's card, plain and simple — the accelerated value-back at Tanishq, CaratLane, Mia and Zoya is the entire pitch, and the ₹2,999 fee only pays for itself if you actually shop those brands.
Rates and fees last verified 15 July 2026.
Annual fee
₹2,999
Joining fee
₹2,999
Reward type
points
Base reward rate
0.5%
Card network
RuPay
Card tier
Mid
Benefits by category
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Minimum credit score: 730
- Minimum monthly income: ₹35,000
- Employment: salaried, self-employed
- Age: 21–65
Benefits
- 12,000 bonus reward points (worth ~₹3,000) on payment of joining fee
- Up to 5% value-back on Tanishq, CaratLane, Mia and Zoya purchases
Pros
- + Strong value-back at Tanishq/CaratLane/Mia/Zoya
- + Large welcome point bundle
- + Fee waived on ₹3L/year spend
Cons
- − High fee for a single-retailer-group card
- − Unremarkable base rate on everything else