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Standard Chartered EaseMyTrip Credit Card
A travel co-brand built around EaseMyTrip bookings — flat flight/hotel discounts plus 10X rewards there — though lounge access is limited to just 2 domestic visits a year and base earn elsewhere is modest.
Annual fee
₹350
Joining fee
₹350
Reward type
points
Base reward rate
0.5%
Card network
Visa
Card tier
Entry
Who this card fits
Best suited to applicants with a credit score of roughly 700+ whose spend is concentrated in travel. Its annual fee waives if you can comfortably clear the spend threshold.
Rewards & benefits
- Rewards rate: 0.5% base rate
- Travel: Flat 20% off EaseMyTrip hotel bookings (up to ₹5,000 domestic / ₹10,000 international) and flat 10% off flight bookings (up to ₹1,000 domestic / ₹5,000 international) using promo code EMTSCB; ₹125 off bus tickets
- Domestic lounge access: 2 complimentary domestic lounge visits per calendar year
- International lounge access: No complimentary international lounge access (discontinued w.e.f. 15 October 2024)
Benefits by category
- ✈️ Travel
2.5% reward rate · 2 complimentary domestic lounge visits per calendar year; complimentary international lounge access discontinued from 15 Oct 2024
- 🏨 Hotel
Flat 20% off hotel bookings (up to ₹5,000 domestic / ₹10,000 international) and flat 10% off flight bookings (up to ₹1,000 domestic / ₹5,000 international) on EaseMyTrip · 10X reward points per ₹100 spent at standalone hotel and airline websites/apps/outlets; 2 reward points per ₹100 on other retail spends (2 points = ₹0.50)
Eligibility
- Minimum credit score: 700
- Employment: salaried, self-employed
- Age: 18–65
Fees & charges
- Spend-based waiver: Waived on annual spend of ₹50,000
- Rewards redemption fee: Reward points redeemable for statement credit/vouchers with no additional fee
- Cash advance charges: 2.5% of the withdrawn amount or ₹500, whichever is higher
Benefits
- Flat 20% off hotel bookings (up to ₹5,000 domestic / ₹10,000 international) and flat 10% off flight bookings (up to ₹1,000 domestic / ₹5,000 international) on EaseMyTrip
- 2 complimentary domestic lounge visits per calendar year; complimentary international lounge access discontinued from 15 Oct 2024
- 10X reward points per ₹100 spent at standalone hotel and airline websites/apps/outlets; 2 reward points per ₹100 on other retail spends (2 points = ₹0.50)
- EMI conversion available on transactions of ₹2,000 or more
Pros
- + Flat 10-20% discounts on EaseMyTrip flight/hotel bookings
- + 10X reward points on spends at standalone hotel and airline sites
- + Low ₹350 fee, waived at ₹50,000 spend in the previous year
Cons
- − Only 2 domestic lounge visits a year and no international lounge access
- − Base reward value is only about 0.5% on other spends
- − Forex markup not published by the bank for this card
Best for
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