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Standard Chartered
Standard Chartered Platinum Rewards Credit Card
Visa
Standard Chartered Platinum Rewards Credit Card
An ultra-low-fee entry card built around a simple 5X dining/fuel multiplier with no monthly cap, making the modest ₹250 annual fee easy to justify even without much spend-based waiver drama.
Rates and fees last verified 14 September 2026.
Annual fee
₹250
Joining fee
₹250
Reward type
points
Base reward rate
0.17%
Card network
Visa
Card tier
Entry
Reward rates by category
- Dining0.83%
- Fuel0.83%
Eligibility
- Minimum credit score: 700
- Employment: salaried, self-employed
- Age: 18–65
Benefits
- 5X reward points on dining and fuel spends with no monthly cap
- One-time ₹250 joining fee waived on spending ₹500 within 30 days of card issuance
- Lifetime-free supplementary cards
- Dial-a-Loan / Balance on EMI facility up to ₹5,00,000 with 12-60 month tenure
Pros
- + Very low ₹250 annual fee, easily waived on minimal first-month spend
- + 5X reward points on dining and fuel with no cap
- + Access to Dial-a-Loan / EMI conversion up to ₹5 lakh
Cons
- − Base reward rate outside dining/fuel is negligible (1X)
- − Standard 3.5% forex markup
- − No lounge access
Applying takes you to Standard Chartered's site. We may earn a commission if you're approved — see our disclaimer. Final terms and approval are solely at the issuer's discretion.