All cards / Standard Chartered
Standard Chartered Priority Visa Infinite Credit Card
A relationship-gated super-premium card, complimentary only for Standard Chartered Priority Banking customers (≥₹50L funds under management, or ≥₹3L/month salary credit) — not a card the general public can apply for directly, but a strong lounge/insurance package for those who already qualify.
Annual fee
₹0
Joining fee
₹0
Reward type
points
Base reward rate
0.5%
Card network
Visa
Card tier
Super-premium
Who this card fits
Best suited to applicants who clear the standard eligibility bar whose spend is concentrated in travel. It's a lifetime-free card with no fee to track.
Rewards & benefits
- Movie & dining: Complimentary dining privileges across partner venues
- Rewards rate: 0.5% base rate
- Travel: Complimentary travel and wellness privileges across partner venues
- Domestic lounge access: 4 complimentary domestic lounge visits per quarter
- International lounge access: 2 complimentary international Priority Pass visits per month for FUM-qualified Priority Banking clients
- Golf: Complimentary golf privileges at partner courses
- Insurance benefits: ₹1 crore air accident cover; USD 25,000 overseas medical insurance
Benefits by category
- 🍽️ Dining & food delivery
Complimentary golf, dining, travel and wellness privileges across partner venues
- ✈️ Travel
1.25% reward rate · 4 complimentary domestic lounge visits/quarter, plus 2 international Priority Pass visits/month for FUM-qualified clients
- 🛡️ Insurance
Overseas protection: ₹1 crore air accident cover plus USD 25,000 medical insurance
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Minimum monthly income: ₹3,00,000
- Employment: salaried, self-employed
- Age: 21–65
Fees & charges
- Rewards redemption fee: Reward points redeemable for statement credit/vouchers with no additional fee
- Foreign currency markup: 3.5%
- Interest rate: 23.88%–45% p.a.
- Cash advance charges: 2.5% of the withdrawn amount or ₹500, whichever is higher
Benefits
- 4 complimentary domestic lounge visits/quarter, plus 2 international Priority Pass visits/month for FUM-qualified clients
- Overseas protection: ₹1 crore air accident cover plus USD 25,000 medical insurance
- Complimentary golf, dining, travel and wellness privileges across partner venues
- Instant credit card loans up to ₹5,00,000 with 12–60 month tenure
Pros
- + Complimentary fee for qualifying Priority Banking customers
- + 5X rewards on overseas and retail fashion spends
- + ₹1 crore air accident cover plus USD 25,000 medical insurance
Cons
- − Not available to the general public — requires an existing Priority Banking relationship (₹50L+ FUM or ₹3L+/month salary credit)
- − High revolving interest rate (up to 45% APR) on regular purchases
Best for