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Standard Chartered

Standard Chartered Super Value Titanium Credit Card

Visa

Standard Chartered Super Value Titanium Credit Card

A bill-payments-focused cashback card offering 5% back on fuel, utility, and telephone bills (each capped at ₹200/month), with Priority Pass lounge access reserved only for Premium Banking relationship customers.

Rates and fees last verified 14 September 2026.

Annual fee

₹750

Joining fee

₹750

Reward type

cashback

Base reward rate

0.17%

Card network

Visa

Card tier

Entry

Reward rates by category

  • Fuel5% (capped ₹200/monthly)
  • Utilities5% (capped ₹200/monthly)

Eligibility

  • Minimum credit score: 700
  • Employment: salaried, self-employed
  • Age: 1865

Benefits

  • 5% cashback on fuel, utility and telephone bill payments (capped at ₹100/transaction and ₹200/month per category)
  • Complimentary Priority Pass with global lounge access, for Standard Chartered Premium Banking customers only
  • Kuch Bhi on EMI — convert spends above ₹2,000 into EMI
  • Instant virtual card issuance via Video KYC

Pros

  • + 5% cashback on fuel, utility, and telephone bills
  • + Annual fee waived on ₹90,000+ prior-year spend
  • + EMI conversion on spends above ₹2,000

Cons

  • Cashback capped at just ₹200/month per category
  • Lounge access is Premium Banking customers only, not standard cardholders
  • Standard 3.5% forex markup

Applying takes you to Standard Chartered's site. We may earn a commission if you're approved — see our disclaimer. Final terms and approval are solely at the issuer's discretion.