All cards / Union Bank of India
Union Bank DIVAA ICON
A women-focused premium card with ₹1.5K annual fee and a suite of lifestyle benefits (shopping, dining, travel discounts), ideal for women professionals.
Rates and fees last verified 19 July 2026.
Annual fee
₹1,499
Joining fee
₹0
Reward type
points
Base reward rate
0.6%
Card network
RuPay
Card tier
Premium
Eligibility
- Minimum credit score: 700
- Minimum monthly income: ₹2,500
- Employment: salaried, self-employed
- Age: 21–65
Benefits
- Curated lifestyle perks: Lakme salon, BookMyShow, MakeMyTrip, Swiggy One, BigBasket discounts
- Accidental insurance ₹2L + cyber/health insurance ₹2L
Pros
- + Women-exclusive card
- + Attractive lifestyle partnerships
- + Low fee with easy waiver
Cons
- − Limited reward rate outside benefits
- − Requires ₹1L spend to waive renewal fee
Applying takes you to Union Bank of India's site. We may earn a commission if you're approved — see our disclaimer. Final terms and approval are solely at the issuer's discretion.