All cards / AU Small Finance Bank
AU Small Finance Bank
AU Bank Zenith Plus Credit Card
Visa
AU Bank Zenith Plus Credit Card
AU Bank's top-of-house metal card above the standard Zenith, cutting forex markup to 0.99% and roughly doubling lounge and Meet & Assist access, at a correspondingly higher ₹4,999 fee.
Rates and fees last verified 15 July 2026.
Annual fee
₹4,999
Joining fee
₹4,999
Reward type
points
Base reward rate
1%
Card network
Visa
Card tier
Super-premium
Benefits by category
- 🍽️ Dining & food delivery
2% reward rate
- ✈️ Travel
2% reward rate · 16 complimentary domestic and 16 complimentary international lounge visits a year, plus quarterly Airport Meet & Assist
- 🌍 Forex / international spend
0.99% forex markup on international transactions
Eligibility
- Minimum credit score: 750
- Minimum monthly income: ₹80,000
- Employment: salaried, self-employed
- Age: 21–60
Benefits
- ₹5,000 luxury gift vouchers (Taj, Michael Kors, Tata CLiQ) or equivalent reward points on activation
- 16 complimentary domestic and 16 complimentary international lounge visits a year, plus quarterly Airport Meet & Assist
- Up to 16 buy-one-get-one movie/event tickets a year via BookMyShow
- Complimentary Taj Epicure membership on ₹12 lakh+ annual retail spend
Pros
- + Very low 0.99% forex markup
- + Generous 16+16 lounge visits and Meet & Assist perks
- + Strong luxury welcome voucher
Cons
- − High ₹4,999 fee with a steep renewal-year waiver bar
- − Same demanding income eligibility as the base Zenith
- − Overlaps closely with the cheaper Zenith card outside forex/lounge counts