Axis Horizon Credit Card

Axis's current mass-market travel-miles card, positioned as the successor to the discontinued Citi PremierMiles card — 5x EDGE Miles on travel bookings and unusually generous quarterly lounge access for a ₹3,000 fee.

Rates and fees last verified 14 September 2026.

Annual fee

₹3,000

Joining fee

₹3,000

Reward type

miles

Base reward rate

Card network

Visa

Card tier

Mid

Reward rates by category

Travel5%

Eligibility

Minimum credit score: 700
Employment: salaried, self-employed
Age: 18–70

Benefits

8 complimentary domestic lounge visits per quarter on the Visa variant (6 on Mastercard), plus 2 complimentary international lounge visits per quarter (8/year)
Complimentary travel and card-related insurance cover
1% fuel surcharge waiver on eligible fuel transactions
Dining discounts via the Axis Bank EazyDiner / Dining Delights program
EDGE Miles redeemable 1:1 across multiple airline and hotel travel partners via Travel EDGE

Pros

+ High-volume lounge access (up to 8 domestic + 8 international visits/year) for a mid-tier fee
+ 5x accelerated miles on Travel EDGE/airline bookings
+ EDGE Miles transfer to multiple travel loyalty partners

Cons

− 3.5% forex markup is high for a travel-focused card
− Base 2% rate applies to all non-travel spend with no other category bonuses

Apply on Axis Bank's site

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