Bandhan Bank Flare Credit Card

Bandhan Bank's travel-focused mid-tier card from its September 2026 launch, pairing a flat 1.25% reward rate with a competitive 1.99% forex markup and meaningful lounge access for frequent travellers.

Rates and fees last verified 14 September 2026.

Annual fee

₹2,499

Joining fee

₹2,499

Reward type

points

Base reward rate

1.25%

Card network

Mastercard

Card tier

Mid

Eligibility

Minimum monthly income: ₹50,000
Employment: salaried, self-employed
Age: 21–65

Benefits

4 complimentary domestic and 1 international airport lounge visit per quarter
Amazon Pay e-voucher as a welcome benefit on card activation
BookMyShow and EazyDiner privileges plus golf course access

Pros

+ Flat 1.25% reward rate on all spends
+ Low 1.99% forex markup for a mid-tier card
+ 4 domestic + 1 international lounge visit per quarter

Cons

− ₹2,499 joining and annual fee needs ₹6L annual spend to waive
− Very new card launch (Sep 2026) with limited independent reviews

Apply on Bandhan Bank's site

Applying takes you to Bandhan Bank's site. We may earn a commission if you're approved — see our disclaimer. Final terms and approval are solely at the issuer's discretion.