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Bank of Baroda
BOBCARD Corporate Premium Credit Card
Visa
BOBCARD Corporate Premium Credit Card
BOBCARD's corporate card lets businesses issue employee cards under a single company account, with zero joining charges and accelerated rewards on travel and fuel spend. It's built for expense management rather than personal rewards-chasing.
Annual fee
₹1,000
Joining fee
₹0
Reward type
points
Base reward rate
1%
Card network
Visa
Card tier
Premium
Who this card fits
Best suited to self-employed applicants who clear the standard eligibility bar whose spend is concentrated in travel, fuel. Its annual fee waives if you can comfortably clear the spend threshold.
Rewards & benefits
- Rewards rate: 1% base rate
- Domestic lounge access: 8 complimentary domestic lounge visits per year (2 per quarter) on ₹20,000 quarterly spend
Benefits by category
- ✈️ Travel
2% reward rate
- ⛽ Fuel
1% reward rate · Fuel surcharge waiver on business fuel spends.
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Employment: self-employed
- Age: 21–65
Fees & charges
- Spend-based waiver: Waived on annual spend of ₹1,00,000
- Foreign currency markup: 3.5%
- Fuel surcharge waiver: 1% fuel surcharge waiver on transactions between ₹400 and ₹5,000, capped at ₹250 per statement cycle
- Cash advance charges: 2.5% of the amount withdrawn, or ₹500, whichever is higher
Benefits
- Fuel surcharge waiver on business fuel spends.
- Company-managed billing with individual employee card limits.
- Accelerated rewards on travel and business spend categories.
Pros
- + Zero joining fee for corporate accounts
- + Centralized billing across employee cards
- + Fuel surcharge waiver and travel rewards
Cons
- − Requires a registered business/corporate entity to apply
- − Reward categories skew narrow
- − Limited standalone lifestyle benefits