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Bank of Baroda

BOBCARD Corporate Premium Credit Card

Visa

BOBCARD Corporate Premium Credit Card

BOBCARD's corporate card lets businesses issue employee cards under a single company account, with zero joining charges and accelerated rewards on travel and fuel spend. It's built for expense management rather than personal rewards-chasing.

Annual fee

₹0

Joining fee

₹0

Reward type

points

Base reward rate

1%

Card network

Visa

Card tier

Premium

Who this card fits

Best suited to self-employed applicants who clear the standard eligibility bar whose spend is concentrated in travel, fuel. It's a lifetime-free card with no fee to track.

Rewards & benefits

  • Rewards rate: 1% base rate

Benefits by category

  • ✈️ Travel

    2% reward rate

  • Fuel

    1% reward rate · Fuel surcharge waiver on business fuel spends.

  • 🌍 Forex / international spend

    3.5% forex markup on international transactions

Eligibility

  • Employment: self-employed
  • Age: 2165

Fees & charges

  • Foreign currency markup: 3.5%

Benefits

  • Fuel surcharge waiver on business fuel spends.
  • Company-managed billing with individual employee card limits.
  • Accelerated rewards on travel and business spend categories.

Pros

  • + Zero joining fee for corporate accounts
  • + Centralized billing across employee cards
  • + Fuel surcharge waiver and travel rewards

Cons

  • Requires a registered business/corporate entity to apply
  • Reward categories skew narrow
  • Limited standalone lifestyle benefits
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