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Bank of Baroda
Bank of Baroda Premier Credit Card
Visa
Bank of Baroda Premier Credit Card
A step up from BoB's lifetime-free Select card, adding domestic lounge access and higher dining/travel multipliers for a ₹1,499 fee waived on ₹2L annual spend.
Rates and fees last verified 15 July 2026.
Annual fee
₹1,499
Joining fee
₹1,499
Reward type
points
Base reward rate
1.5%
Card network
Visa
Card tier
Mid
Reward rates by category
- Dining4% (capped ₹1,000/monthly)
- Travel3% (capped ₹1,000/monthly)
Eligibility
- Minimum credit score: 720
- Minimum monthly income: ₹40,000
- Employment: salaried, self-employed
- Age: 21–60
Benefits
- 2 complimentary domestic lounge visits per quarter
- 1% fuel surcharge waiver, capped at ₹250 per billing cycle
Pros
- + Domestic lounge access
- + Solid dining and travel reward rates
- + Reasonable fee waiver threshold
Cons
- − No international lounge access
- − Average forex markup
Applying takes you to Bank of Baroda's site. We may earn a commission if you're approved — see our disclaimer. Final terms and approval are solely at the issuer's discretion.