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Bank of Baroda
BOBCARD TIARA Credit Card
RuPay
BOBCARD TIARA Credit Card
BOBCARD's card for women, bundling OTT/shopping/fitness subscriptions and women's health benefits with unlimited domestic lounge access — a strong perks-to-fee ratio if the bundled subscriptions get used.
Rates and fees last verified 15 July 2026.
Annual fee
₹2,499
Joining fee
₹2,499
Reward type
points
Base reward rate
0.75%
Card network
RuPay
Card tier
Mid
Benefits by category
- 🍽️ Dining & food delivery
3.75% reward rate
- ✈️ Travel
3.75% reward rate · Unlimited complimentary domestic airport lounge access
- 🛡️ Insurance
Complimentary women's health check-ups (Pap smear, blood tests, mammography package)
- 🌍 Forex / international spend
2% forex markup on international transactions
Eligibility
- Employment: salaried, self-employed
- Age: 21–60
Benefits
- Joining fee reversed on ₹25,000 spend within 60 days
- Unlimited complimentary domestic airport lounge access
- Complimentary Amazon Prime, JioHotstar, Gaana Plus, and Swiggy One memberships
- ₹500 quarterly discount vouchers for Nykaa, Myntra, and Flipkart
- Complimentary women's health check-ups (Pap smear, blood tests, mammography package)
- 6 months of free FitPass Pro membership, worth ₹15,000
Pros
- + Unlimited domestic lounge access at a modest fee
- + Generous OTT/shopping/fitness subscription bundle
- + Joining fee is easily reversible
Cons
- − RuPay-only limits international acceptance
- − ₹2.5 lakh annual spend needed to waive the renewal fee
- − Unremarkable 2% forex markup for a travel-leaning card