All cards / DBS Bank India
DBS SuperX Credit Card
DBS SuperX sits between Spark and Vantage, offering accelerated Cash Points on dining, groceries and online shopping plus a single quarterly lounge visit.
Annual fee
₹1,499
Joining fee
₹0
Reward type
cashback
Base reward rate
0.5%
Card network
Visa
Card tier
Mid
Who this card fits
Best suited to applicants who clear the standard eligibility bar whose spend is concentrated in dining, groceries. It's worth the annual fee mainly if your cashback value clears it.
Rewards & benefits
- Rewards rate: 0.5% base rate
- Domestic lounge access: 1 complimentary domestic airport lounge visit per quarter
Benefits by category
- 🍽️ Dining & food delivery
2% reward rate (capped ₹1,000/monthly)
- 🛒 Groceries
2% reward rate (capped ₹1,000/monthly)
- ✈️ Travel
1 complimentary domestic airport lounge visit per quarter
- 🛍️ Shopping
2% reward rate (capped ₹1,000/monthly)
- ⛽ Fuel
1% fuel surcharge waiver on eligible transactions
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Employment: salaried, self-employed
Fees & charges
- Foreign currency markup: 3.5%
- Interest rate: 42%–48% p.a.
- Fuel surcharge waiver: 1% fuel surcharge waiver on eligible transactions
Benefits
- Extra Cash Points when redeemed through the DBS Delights platform
- 1% fuel surcharge waiver on eligible transactions
- 1 complimentary domestic airport lounge visit per quarter
Pros
- + Accelerated rewards across dining, groceries and online shopping
- + Extra value when redeeming via DBS Delights
- + Replaces the Bajaj Finserv DBS SuperCard for existing cardholders
Cons
- − Only 1 lounge visit per quarter versus Spark20's 2
- − Reward caps limit value for high spenders