All cards / DBS Bank India
DBS SuperX Plus Credit Card
DBS Bank's own successor to the discontinued Bajaj Finserv DBS SuperCard, folding those cardholders into a bank-issued product with tiered accelerated Cash Points. It rewards higher monthly spenders more generously across dining, groceries and online shopping, with a fuel surcharge waiver rounding out the everyday-spend positioning.
Annual fee
₹2,999
Joining fee
₹0
Reward type
cashback
Base reward rate
1%
Card network
Visa
Card tier
Mid
Who this card fits
Best suited to applicants with a credit score of roughly 720+ whose spend is concentrated in dining, groceries, online shopping. It's worth the annual fee mainly if your cashback value clears it.
Rewards & benefits
- Rewards rate: 1% base rate
Benefits by category
- 🍽️ Dining & food delivery
3.5% reward rate
- 🛒 Groceries
3.5% reward rate
- 🛍️ Shopping
3.5% reward rate
- ⛽ Fuel
1% fuel surcharge waiver (up to ₹150 per cycle) on fuel transactions between ₹400 and ₹4,000.
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Minimum credit score: 720
- Minimum monthly income: ₹35,000
- Employment: salaried, self-employed
- Age: 21–60
Fees & charges
- Foreign currency markup: 3.5%
- Interest rate: 42%–48% p.a.
- Fuel surcharge waiver: 1% fuel surcharge waiver (up to ₹150 per cycle) on fuel transactions between ₹400 and ₹4,000
Benefits
- 2 Cash Points per ₹200 spent, rising to 7X once monthly spend crosses ₹15,000, and up to 15X via the DBS redemption platform.
- 1% fuel surcharge waiver (up to ₹150 per cycle) on fuel transactions between ₹400 and ₹4,000.
Pros
- + Spend-tiered rewards reward higher monthly usage
- + Broad accelerated categories: dining, groceries, online shopping
- + Fuel surcharge waiver included
Cons
- − Best rewards require crossing a monthly spend threshold
- − No complimentary lounge access
- − ₹2,999 annual fee with no spend-based waiver listed