All cards / DBS Bank India
DBS Vantage Credit Card
DBS Vantage is an invite-only, metal super-premium card for DBS Treasures customers, offering unlimited lounge access, near-zero forex markup, and luxury lifestyle privileges.
Rates and fees last verified 19 July 2026.
Annual fee
₹50,000
Joining fee
₹50,000
Reward type
points
Base reward rate
2%
Card network
Visa
Card tier
Super-premium
Reward rates by category
- Travel4%
- Other10% (capped ₹1,500/monthly)
Eligibility
- Employment: salaried, self-employed
Benefits
- Unlimited complimentary domestic and international lounge access via LoungeKey
- 10,000 Vantage Points on first transaction within 30 days of onboarding
- 0% forex markup on spends in Singapore; 1.75% elsewhere internationally
- Choice of one complimentary luxury hotel membership: Taj Epicure, ITC Culinaire, or Club Marriott
- 4 complimentary golf sessions per calendar year
- 24/7 DBS concierge for dining, travel and lifestyle assistance
- 10% cashback at duty-free stores, capped at ₹1,500/month
- Bonus Vantage Points on quarterly/annual spend milestones, capped at 40,000 VP/year
- 1% fuel surcharge waiver on ₹1,000–₹6,000 transactions, capped at ₹200/cycle
Pros
- + Unlimited domestic and international lounge access
- + 0% forex markup in Singapore and low 1.75% elsewhere
- + Premium hotel membership plus concierge and golf perks
Cons
- − Invite-only, not open for direct public application
- − High joining/annual fee for non-relationship customers
Applying takes you to DBS Bank India's site. We may earn a commission if you're approved — see our disclaimer. Final terms and approval are solely at the issuer's discretion.