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Equitas Small Finance Bank
Equitas PowerMiles Credit Card
Visa
Equitas PowerMiles Credit Card
Equitas's top-tier PowerMiles metal card targets high earners (₹18L+ annual income) with a genuinely low 2% forex markup, 3X points on international spends, and complimentary Club Marriott/EazyDiner memberships.
Rates and fees last verified 15 July 2026.
Annual fee
₹5,900
Joining fee
₹5,900
Reward type
miles
Base reward rate
1%
Card network
Visa
Card tier
Premium
Benefits by category
- ✈️ Travel
3% reward rate · 2 domestic + 1 international airport lounge visit per calendar quarter
- 🌍 Forex / international spend
Low 2% forex markup on international spends — well below typical PSU/SFB cards · 2% forex markup on international transactions
Eligibility
- Minimum monthly income: ₹1,50,000
- Employment: salaried, self-employed
Benefits
- Complimentary annual Club Marriott and EazyDiner memberships
- 2 domestic + 1 international airport lounge visit per calendar quarter
- Low 2% forex markup on international spends — well below typical PSU/SFB cards
Pros
- + Low 2% forex markup for a small finance bank card
- + Complimentary Club Marriott and EazyDiner memberships
- + Airport lounge access (domestic + international)
Cons
- − High ₹18L+ annual income eligibility bar
- − ₹5,000+GST joining/annual fee is steep for the segment