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HDFC Bank
HDFC Diners Club Privilege
Diners Club
HDFC Diners Club Privilege
A mid-tier Diners Club card that trades a modest annual fee for real dining and lifestyle perks — 5X points on Swiggy/Zomato, quarterly lounge access, and Swiggy One/Times Prime memberships — though lounge access now requires a ₹60,000 quarterly spend to unlock.
Rates and fees last verified 14 September 2026.
Annual fee
₹1,000
Joining fee
₹1,000
Reward type
points
Base reward rate
1%
Card network
Diners Club
Card tier
Mid
Reward rates by category
- Dining2.5%
Eligibility
- Minimum monthly income: ₹35,000
- Employment: salaried, self-employed
- Age: 21–60
Benefits
- 2 domestic lounge visits per quarter (min. ₹60,000 spend in preceding quarter) plus 1 international visit per quarter via Priority Pass
- Complimentary Swiggy One & Times Prime memberships on spending ₹75,000 within the first 90 days
- Choice of ₹1,500 voucher (Marriott, Lakme, O2 Spa and other partners) on ₹1,50,000 quarterly retail spend
Pros
- + Strong 5X rewards on Swiggy & Zomato
- + Swiggy One + Times Prime welcome memberships
- + Low fee relative to its lifestyle benefits
Cons
- − Lounge access is spend-conditional, not automatic
- − Diners Club acceptance is narrower than Visa/Mastercard
Applying takes you to HDFC Bank's site. We may earn a commission if you're approved — see our disclaimer. Final terms and approval are solely at the issuer's discretion.