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HDFC Bank

HDFC Bank Fleet Credit Card

Visa

HDFC Bank Fleet Credit Card

A no-fee, fuel-only commercial card for fleet operators — full surcharge waiver on every fuel purchase, but no meaningful rewards, no revolving credit, and no use outside fuel stations.

Rates and fees last verified 15 July 2026.

Annual fee

₹0

Joining fee

₹0

Reward type

cashback

Base reward rate

0.5%

Card network

Visa

Card tier

Entry

Benefits by category

  • Fuel

    0.5% reward rate · No fuel surcharge on any fuel transaction, nationwide

Eligibility

  • Employment: self-employed
  • Age: 2165

Benefits

  • No fuel surcharge on any fuel transaction, nationwide
  • Multiple credit period options tailored to fleet operator cash flow

Pros

  • + Zero fuel surcharge on all transactions
  • + No joining or annual fee
  • + Flexible credit period options for fleets

Cons

  • Usable only at fuel stations
  • No revolving credit — 100% of the amount due must be cleared each cycle
Apply on HDFC Bank's site