Marriott Bonvoy HDFC Bank Card

A premium hotel co-brand card that rewards Marriott stays and spend generously, but the ₹3,000+GST fee has no spend waiver — a specialist pick for loyal Marriott travelers.

Rates and fees last verified 19 July 2026.

Annual fee

₹3,000

Joining fee

₹3,000

Reward type

points

Base reward rate

0.67%

Card network

Visa

Card tier

Super-premium

Reward rates by category

Travel2.67% (capped ₹10,00,000/monthly)
Dining1.33% (capped ₹5,00,000/monthly)

Eligibility

Minimum credit score: 750
Minimum monthly income: ₹1,00,000
Employment: salaried, self-employed
Age: 21–60

Benefits

1 Free Night Award (up to 15,000 points) on joining, and again on renewal
Complimentary Marriott Bonvoy Silver Elite status plus 10 Elite Night Credits/year
Additional Free Night Awards (up to 15,000 points each) at ₹6L, ₹9L, and ₹15L annual spend
12 complimentary domestic + 12 international airport lounge visits/year
Air accident cover $12,500; emergency medical cover $18,750; baggage/document loss cover $250
Golf program access (2 rounds/quarter plus lessons)
1% waiver on fuel transactions between ₹400–₹5,000

Pros

+ Complimentary Marriott Bonvoy Silver Elite status + free night awards
+ Generous lounge access (12 domestic + 12 international/year)
+ Strong travel insurance and milestone benefits

Cons

− Joining/annual fee has no spend-based waiver
− High 3.5% forex markup for a travel-focused card

Apply on HDFC Bank's site

Applying takes you to HDFC Bank's site. We may earn a commission if you're approved — see our disclaimer. Final terms and approval are solely at the issuer's discretion.