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HDFC Bank Swiggy ORNGE Credit Card
Mastercard
HDFC Bank Swiggy ORNGE Credit Card
HDFC's 2026 replacement for its original Swiggy card — 5% cashback on Swiggy and a basket of everyday online categories (apparel, pharmacy, pet stores and more), with a low, easily-waived fee and a bundled Swiggy One membership.
Rates and fees last verified 15 July 2026.
Annual fee
₹500
Joining fee
₹500
Reward type
cashback
Base reward rate
1%
Card network
Mastercard
Card tier
Entry
Benefits by category
- 🍽️ Dining & food delivery
5% reward rate
- 🛍️ Shopping
5% reward rate
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Minimum credit score: 700
- Minimum monthly income: ₹25,000
- Employment: salaried, self-employed
- Age: 21–60
Benefits
- 12-month complimentary Swiggy One membership on card activation
- Additional 10% off (up to ₹500) on Swiggy Dineout for orders of ₹3,000+
- Mastercard golf programme access
Pros
- + 5% cashback on Swiggy and several everyday online categories
- + Free Swiggy One membership for a year
- + Low annual fee, waived on modest spend
Cons
- − Only 1% cashback outside the bonus categories
- − No lounge access or travel benefits