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ICICI Bank
ICICI Bank Adani One Signature Credit Card
Visa
ICICI Bank Adani One Signature Credit Card
A premium Adani-ecosystem co-brand card with rich domestic and international lounge access and strong 7% accelerated rewards for high-spending frequent travelers.
Rates and fees last verified 14 September 2026.
Annual fee
₹5,000
Joining fee
₹5,000
Reward type
points
Base reward rate
1.5%
Card network
Visa
Card tier
Premium
Reward rates by category
- Travel7%
Eligibility
- Minimum monthly income: ₹75,000
- Employment: salaried, self-employed
Benefits
- Joining benefits worth up to ₹9,000
- 4 complimentary domestic lounge visits per quarter (16/year); 2 complimentary international lounge visits a year
- 1% fuel surcharge waiver on qualifying HPCL transactions
Pros
- + Strong 7% reward rate within the Adani ecosystem
- + Generous domestic (16/year) plus international lounge access
- + High-value welcome benefits (up to ₹9,000)
Cons
- − High annual fee (₹5,000) relative to lounge network breadth
- − Steep income eligibility (₹75,000+ monthly)
- − Fee waiver requires ₹6 lakh annual spend
Applying takes you to ICICI Bank's site. We may earn a commission if you're approved — see our disclaimer. Final terms and approval are solely at the issuer's discretion.