ICICI Bank Diamant Credit Card

ICICI's invite-only top-tier card, pairing a very high ₹1,25,000 joining fee with a MacBook Air welcome gift, unlimited global lounge and golf access — squarely aimed at ultra-HNI relationship customers rather than open applicants.

Rates and fees last verified 15 July 2026.

Annual fee

₹10,000

Joining fee

₹1,25,000

Reward type

points

Base reward rate

0.75%

Card network

Mastercard

Card tier

Super-premium

Benefits by category

✈️ Travel
1.5% reward rate · Unlimited complimentary domestic and international lounge access via Priority Pass (600+ lounges worldwide)
⛽ Fuel
1% fuel surcharge waiver on transactions up to ₹4,000

Eligibility

Minimum credit score: 750
Employment: salaried, self-employed
Age: 21–65

Benefits

MacBook Air (MD761) as a welcome gift
Unlimited complimentary domestic and international lounge access via Priority Pass (600+ lounges worldwide)
Complimentary Taj Epicure membership and Inner Circle Gold membership
Unlimited complimentary golf rounds at 90+ courses in India and worldwide
1% fuel surcharge waiver on transactions up to ₹4,000
BookMyShow buy-one-get-one movie tickets, up to 4 per month

Pros

+ Unlimited global lounge and golf access
+ Welcome gift alone can exceed the joining fee in value
+ Strong luxury lifestyle bundle (Taj Epicure, Inner Circle)

Cons

− Invite-only — not open to general applicants
− Extremely high ₹1,25,000 joining fee
− ₹25 lakh annual spend needed to waive the ₹10,000 renewal fee

Apply on ICICI Bank's site