IndusInd Avios Visa Infinite

Best suited to applicants with a credit score of roughly 780+ whose spend is concentrated in travel. It's worth the annual fee mainly if your miles value clears it.

• Rewards rate: 0.75% base rate
• Travel: Fast-track immigration and complimentary meet-and-greet services at select international airports
• Domestic lounge access: 2 complimentary domestic lounge visits per calendar quarter
• International lounge access: 2 complimentary international lounge visits per quarter via Priority Pass/LoungeKey, plus up to 10 guest visits/year
• Insurance benefits: Overseas medical/travel insurance worth US$25,000; air accident cover of ₹25 lakh

• ✈️ Travel

  1.25% reward rate · 2 complimentary lounge visits/quarter via Priority Pass or LoungeKey + up to 10 guest visits/year

• 🛡️ Insurance

  Comprehensive travel and accident insurance

• 🌍 Forex / international spend

  1.5% forex markup on international transactions

• Minimum credit score: 780
• Minimum monthly income: ₹2,00,000
• Employment: salaried, self-employed
• Age: 25–65

• Foreign currency markup: 1.5%
• Interest rate: 42% p.a.

• 2 complimentary lounge visits/quarter via Priority Pass or LoungeKey + up to 10 guest visits/year
• Choice of British Airways Executive Club or Qatar Airways Privilege Club at signup + welcome 20,000 Avios + 5,000 renewal Avios
• Comprehensive travel and accident insurance