All cards / Kotak Mahindra Bank
Kotak Corporate Wealth Signature Credit Card
A lifetime-free corporate credit card from Kotak aimed at wealth-banking business clients who need a card issued in their company's name for centralised expense tracking. It bundles domestic lounge access and fuel surcharge waivers with straightforward corporate billing.
Annual fee
₹0
Joining fee
₹0
Reward type
cashback
Base reward rate
1%
Card network
Visa
Card tier
Premium
Who this card fits
Best suited to applicants with a credit score of roughly 750+ whose spend is concentrated in travel, fuel. It's a lifetime-free card with no fee to track.
Rewards & benefits
- Rewards rate: 1% base rate
Benefits by category
- ✈️ Travel
1.5% reward rate · Complimentary domestic airport lounge access via Visa Airport Lounge programme.
- ⛽ Fuel
1% reward rate · 2.5% fuel surcharge waiver on transactions between ₹500-₹3,000, capped at ₹3,500/year.
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Minimum credit score: 750
- Minimum monthly income: ₹20,000
- Employment: salaried, self-employed
- Age: 21–65
Fees & charges
- Foreign currency markup: 3.5%
- Interest rate: 3.5% p.a.
Benefits
- Complimentary domestic airport lounge access via Visa Airport Lounge programme.
- 2.5% fuel surcharge waiver on transactions between ₹500-₹3,000, capped at ₹3,500/year.
- Interest-free credit period of up to 48 days for corporate expense management.
Pros
- + Lifetime free, no joining or annual fee
- + Domestic lounge access included
- + Simplifies company expense reconciliation
Cons
- − Restricted to Kotak wealth-banking business clients
- − Reward rate is modest versus premium personal cards