Karur Vysya Bank SBI Platinum Credit Card

KVB's mid-tier SBI co-brand for ₹8L+ income earners — decent lounge access and golf privileges plus a low 1.99% forex markup, though the base reward rate is capped fairly low each month.

Rates and fees last verified 15 July 2026.

Annual fee

₹2,999

Joining fee

₹2,999

Reward type

points

Base reward rate

0.5%

Card network

Visa

Card tier

Mid

Benefits by category

✈️ Travel
2 complimentary domestic lounge visits per quarter, plus complimentary Priority Pass membership (worth $99)
⛽ Fuel
1% fuel surcharge waiver on transactions between ₹400 and ₹5,000
🌍 Forex / international spend
1.99% forex markup on international transactions

Eligibility

Minimum credit score: 730
Minimum monthly income: ₹65,000
Employment: salaried, self-employed
Age: 21–65

Benefits

e-Gift voucher worth ₹3,000 from Westside, Hush Puppies or Yatra
Additional ₹3,000 e-gift vouchers each at ₹4 lakh and ₹5 lakh annual spend
2 complimentary domestic lounge visits per quarter, plus complimentary Priority Pass membership (worth $99)
Access to 300+ golf courses worldwide with a 30% discount on green fees
1% fuel surcharge waiver on transactions between ₹400 and ₹5,000

Pros

+ Low 1.99% forex markup for a co-branded card
+ Quarterly lounge access plus Priority Pass
+ Golf course privileges

Cons

− Reward points capped at 7,500/month
− No published spend-based fee waiver
− ₹8L+ annual income requirement

Apply on Karur Vysya Bank's site