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RBL Bank Signature Banking Credit Card
Visa
RBL Bank Signature Banking Credit Card
The premium-banking sibling of Aspire Banking, lifetime-complimentary for RBL's Signature Banking clients and built around portal-based cashback plus dedicated relationship management. It suits existing preferred-banking customers more than someone shopping for a card on rewards rate alone.
Annual fee
₹2,500
Joining fee
₹2,500
Reward type
cashback
Base reward rate
1%
Card network
Visa
Card tier
Premium
Who this card fits
Best suited to applicants with a credit score of roughly 740+ whose spend is concentrated in travel. It's worth the annual fee mainly if your cashback value clears it.
Rewards & benefits
- Rewards rate: 1% base rate
Benefits by category
- ✈️ Travel
4% reward rate · 2 complimentary domestic lounge visits per quarter.
- 🏨 Hotel
Unlimited 4% cashback on flights, hotels and shopping via the RBL Rewards Portal; 1% on other eligible spends up to Rs 1,500/month.
- 🌍 Forex / international spend
3% forex markup on international transactions
Eligibility
- Minimum credit score: 740
- Minimum monthly income: ₹2,00,000
- Employment: salaried, self-employed
- Age: 21–65
Fees & charges
- Foreign currency markup: 3%
- Interest rate: 3.5% p.a.
Benefits
- Unlimited 4% cashback on flights, hotels and shopping via the RBL Rewards Portal; 1% on other eligible spends up to Rs 1,500/month.
- Rs 2,000 cashback on Rs 4 lakh annual spend, further Rs 4,000 at Rs 6 lakh.
- 2 complimentary domestic lounge visits per quarter.
- Dedicated Signature Relationship Manager.
Pros
- + Lifetime free for Signature Banking clients
- + Strong 4% cashback via rewards portal
- + Dedicated relationship manager access
Cons
- − Full value requires a Signature Banking relationship
- − Cashback on everyday spends outside the portal is capped low