All cards / RBL Bank
RBL Bank World Plus Credit Card
A well-rounded mid-tier RBL card pairing 8 domestic lounge visits a year with generous milestone reward points and BookMyShow movie benefits.
Annual fee
₹4,999
Joining fee
₹4,999
Reward type
points
Base reward rate
2%
Card network
Mastercard
Card tier
Mid
Who this card fits
Best suited to applicants with a credit score of roughly 750+ whose spend is concentrated in dining, travel. It's worth the annual fee mainly if your points value clears it.
Rewards & benefits
- Rewards rate: 2% base rate
- Domestic lounge access: 8 complimentary domestic airport lounge visits a year, capped at 2 per quarter
- International lounge access: Priority Pass membership included; each international lounge visit chargeable up to $35
- Golf: Not offered
Benefits by category
- 🍽️ Dining & food delivery
5% reward rate (capped ₹500/monthly)
- ✈️ Travel
8 complimentary domestic airport lounge visits a year
- ⛽ Fuel
Fuel surcharge waiver, capped at Rs 200/month
Eligibility
- Minimum credit score: 750
- Minimum monthly income: ₹25,000
- Employment: salaried, self-employed
- Age: 21–65
Fees & charges
- Rewards redemption fee: ₹99 + GST per redemption request
- Fuel surcharge waiver: 1% fuel surcharge waiver, capped at Rs 200/month
- Cash advance charges: 2.5% of the amount withdrawn, subject to a minimum of ₹500 per transaction
Benefits
- 20,000 reward points on paying the annual fee and spending Rs 2,000 within 30 days of issuance
- 20,000 bonus points at Rs 3 lakh annual spend, another 20,000 at Rs 5 lakh annual spend
- 8 complimentary domestic airport lounge visits a year
- 2 free BookMyShow movie tickets twice a month (up to Rs 200 each)
- 24x7 concierge services
- Fuel surcharge waiver, capped at Rs 200/month
Pros
- + 8 domestic lounge visits/year
- + Strong milestone bonuses at Rs 3L/5L spend
- + 24x7 concierge included
Cons
- − No published fee waiver on renewal
- − No international lounge access
- − Mid-tier forex markup