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SBI Cashback Card
5% cashback on all online spend and 1% offline, auto-credited with no redemption hassle — a strong online-shopping cashback card, though the ₹2,000/month cap per category limits value for heavy spenders.
Rates and fees last verified 19 July 2026.
Annual fee
₹999
Joining fee
₹999
Reward type
cashback
Base reward rate
1%
Card network
Visa
Card tier
Entry
Reward rates by category
- Online shopping5% (capped ₹2,000/monthly)
Eligibility
- Minimum credit score: 700
- Minimum monthly income: ₹25,000
- Employment: salaried, self-employed
- Age: 21–65
Pros
- + 5% cashback on all online spend
- + 1% cashback offline too
- + Auto-credited, no redemption hassle
Cons
- − Cashback capped at ₹2,000/month online and ₹2,000/month offline
- − Not applicable on fuel spends
Applying takes you to SBI Card's site. We may earn a commission if you're approved — see our disclaimer. Final terms and approval are solely at the issuer's discretion.