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SBI Shaurya Select Card
Visa
SBI Shaurya Select Card
The premium version of Shaurya for defence personnel — free in year one, then ₹1,499 with domestic lounge access and a much stronger 10X rate on everyday categories.
Rates and fees last verified 15 July 2026.
Annual fee
₹1,499
Joining fee
₹0
Reward type
points
Base reward rate
0.5%
Card network
Visa
Card tier
Mid
Benefits by category
- 🍽️ Dining & food delivery
2.5% reward rate · 10X points on dining, groceries, movies and departmental stores including CSD Canteens
- 🛒 Groceries
2.5% reward rate
- ✈️ Travel
4 complimentary domestic airport lounge visits per year
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Minimum monthly income: ₹20,000
- Employment: salaried
- Age: 21–60
Benefits
- 4 complimentary domestic airport lounge visits per year
- 10X points on dining, groceries, movies and departmental stores including CSD Canteens
Pros
- + Free for the first year
- + 4 domestic lounge visits/year
- + 10X points on dining, groceries and CSD spend
Cons
- − ₹1,499 renewal fee from year two needs ₹1.5L spend to waive
- − Restricted to serving defence and paramilitary personnel