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South Indian Bank
South Indian Bank SBI Card PRIME
Visa
South Indian Bank SBI Card PRIME
South Indian Bank's SBI Card PRIME slots between its SimplySAVE and Platinum co-branded cards, adding lounge access and accelerated dining/travel rewards for a ₹2,999 fee.
Rates and fees last verified 15 July 2026.
Annual fee
₹2,999
Joining fee
₹2,999
Reward type
points
Base reward rate
1%
Card network
Visa
Card tier
Premium
Benefits by category
- 🍽️ Dining & food delivery
2% reward rate
- ✈️ Travel
2% reward rate · Complimentary domestic and international airport lounge access
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Minimum credit score: 700
- Minimum monthly income: ₹1,00,000
- Employment: salaried, self-employed
- Age: 21–65
Benefits
- Complimentary domestic and international airport lounge access
- Up to 3 add-on cards for family members
- Milestone-based e-gift vouchers on reaching annual spend thresholds
Pros
- + Lounge access and accelerated dining/travel rewards
- + Up to 3 add-on cards for family members
- + Achievable fee waiver on ₹3L yearly spend
Cons
- − Meaningfully higher fee than SIB's SimplySAVE variant
- − Co-branded with SBI Card rather than a SIB-exclusive product