All cards / South Indian Bank
SIB SBI Platinum
A co-branded premium card with Priority Pass lounge access and welcome gift — ideal for business travelers and premium spenders.
Rates and fees last verified 19 July 2026.
Annual fee
₹2,999
Joining fee
₹2,999
Reward type
points
Base reward rate
0.5%
Card network
Visa
Card tier
Premium
Reward rates by category
- Dining2.5%
- Groceries2.5%
Eligibility
- Minimum credit score: 750
- Minimum monthly income: ₹50,000
- Employment: salaried, self-employed
- Age: 21–60
Benefits
- Priority Pass complimentary membership (US$27/visit fee waived)
- ₹3,000 welcome gift voucher on first payment
Pros
- + Priority Pass membership included
- + ₹3K welcome voucher
- + 10X rewards on partner merchants
Cons
- − High annual fee (₹2,999)
- − Fee waiver threshold not disclosed
Applying takes you to South Indian Bank's site. We may earn a commission if you're approved — see our disclaimer. Final terms and approval are solely at the issuer's discretion.