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Yes Bank
YES FIRST Preferred
Visa
YES FIRST Preferred
YES Bank's mid-tier FIRST program card with 2X rewards on travel/dining and non-expiring points — excellent for reward collectors.
Rates and fees last verified 19 July 2026.
Annual fee
₹999
Joining fee
₹0
Reward type
points
Base reward rate
1%
Card network
Visa
Card tier
Premium
Reward rates by category
- Dining4%
- Travel4%
Eligibility
- Minimum credit score: 750
- Minimum monthly income: ₹24,000
- Employment: salaried, self-employed
- Age: 21–60
Benefits
- Priority Pass or LoungeKey (4 free visits/year)
- Points never expire
Pros
- + Non-expiring points
- + 4 priority lounge visits/year
- + 2X rewards on travel/dining
Cons
- − ₹999 annual fee
- − Requires ₹50K spend to waive
Applying takes you to Yes Bank's site. We may earn a commission if you're approved — see our disclaimer. Final terms and approval are solely at the issuer's discretion.