All cards / Yes Bank
Yes Bank Paisabazaar PaisaSave Credit Card
RuPay
Yes Bank Paisabazaar PaisaSave Credit Card
A co-branded, RuPay/UPI-enabled cashback card from Yes Bank and Paisabazaar aimed squarely at new-to-credit customers, with strong 6% cashback on dining and travel up to a monthly cap.
Annual fee
₹499
Joining fee
₹0
Reward type
cashback
Base reward rate
1%
Card network
RuPay
Card tier
Entry
Who this card fits
Best suited to applicants who clear the standard eligibility bar whose spend is concentrated in dining, travel. Its annual fee waives if you can comfortably clear the spend threshold.
Rewards & benefits
- Rewards rate: 1% base rate
Benefits by category
- 🍽️ Dining & food delivery
6% reward rate (capped ₹3,000/monthly) · 6% cashback on dining and travel spends (up to ₹3,000/month combined), unlimited 1% cashback on all other spends
- ✈️ Travel
6% reward rate (capped ₹3,000/monthly)
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Minimum monthly income: ₹25,000
- Employment: salaried, self-employed
- Age: 21–60
Fees & charges
- Spend-based waiver: Waived on annual spend of ₹1,20,000
- Foreign currency markup: 3.5%
- Fuel surcharge waiver: 1% fuel surcharge waiver (up to ₹250 per statement cycle, ₹125 on the RuPay virtual card) on fuel transactions between ₹500-₹3,000
Benefits
- 6% cashback on dining and travel spends (up to ₹3,000/month combined), unlimited 1% cashback on all other spends
- Instant virtual card activation with UPI-linked RuPay payments via the Paisabazaar app
Pros
- + Zero joining fee with instant virtual activation
- + 6% cashback on dining and travel (up to ₹3,000/month)
- + UPI-linked RuPay — usable for everyday QR/UPI payments
Cons
- − Only available to new-to-YES-Bank credit card applicants (existing YES cardholders excluded)
- − ₹3,000/month combined cap on accelerated cashback categories