All cards / Yes Bank
Yes Bank
Yes Bank Paisabazaar PaisaSave Credit Card
RuPay
Yes Bank Paisabazaar PaisaSave Credit Card
A co-branded, RuPay/UPI-enabled cashback card from Yes Bank and Paisabazaar aimed squarely at new-to-credit customers, with strong 6% cashback on dining and travel up to a monthly cap.
Rates and fees last verified 14 September 2026.
Annual fee
₹499
Joining fee
₹0
Reward type
cashback
Base reward rate
1%
Card network
RuPay
Card tier
Entry
Reward rates by category
- Dining6% (capped ₹3,000/monthly)
- Travel6% (capped ₹3,000/monthly)
Eligibility
- Minimum monthly income: ₹25,000
- Employment: salaried, self-employed
- Age: 21–60
Benefits
- 6% cashback on dining and travel spends (up to ₹3,000/month combined), unlimited 1% cashback on all other spends
- Instant virtual card activation with UPI-linked RuPay payments via the Paisabazaar app
Pros
- + Zero joining fee with instant virtual activation
- + 6% cashback on dining and travel (up to ₹3,000/month)
- + UPI-linked RuPay — usable for everyday QR/UPI payments
Cons
- − Only available to new-to-YES-Bank credit card applicants (existing YES cardholders excluded)
- − ₹3,000/month combined cap on accelerated cashback categories
Applying takes you to Yes Bank's site. We may earn a commission if you're approved — see our disclaimer. Final terms and approval are solely at the issuer's discretion.