All cards / Bank of Maharashtra
Bank of Maharashtra
Bank of Maharashtra SBI Card ELITE
Visa
Bank of Maharashtra SBI Card ELITE
The top-tier co-branded BoM-SBI card offers strong lounge access and a rich welcome/milestone package for a steep ₹4,999+tax fee, waived only on ₹10 lakh annual spend — best suited to high spenders who value travel perks.
Rates and fees last verified 19 July 2026.
Annual fee
₹4,999
Joining fee
₹4,999
Reward type
points
Base reward rate
0.5%
Card network
Visa
Card tier
Super-premium
Reward rates by category
- Dining1.25%
- Groceries1.25%
- Other1.25%
Eligibility
- Minimum credit score: 750
- Minimum monthly income: ₹75,000
- Employment: salaried, self-employed
- Age: 21–65
Benefits
- E-Gift Voucher worth ₹5,000 from Yatra, Hush Puppies/Bata, Pantaloons, Aditya Birla Fashion, or Shoppers Stop
- Free movie tickets worth ₹6,000 every year
- Up to 50,000 bonus points (≈₹12,500) at spend milestones of ₹3L, ₹4L, ₹5L, and ₹8L
- 2 complimentary domestic lounge visits per quarter in India; Priority Pass membership (worth $99) with 6 complimentary international lounge visits per year
- 1% fuel surcharge waiver on ₹500–₹4,000 transactions, capped at ₹250/month
Pros
- + Generous domestic + international lounge access
- + High-value welcome voucher and milestone bonuses
- + Low 1.99% forex markup for a co-branded card
Cons
- − High annual fee with a very high waiver threshold (₹10L spend)
- − Eligibility criteria not published by the bank
Applying takes you to Bank of Maharashtra's site. We may earn a commission if you're approved — see our disclaimer. Final terms and approval are solely at the issuer's discretion.