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HDFC Bank
HDFC Bank Paytm Select Business Credit Card
Visa
HDFC Bank Paytm Select Business Credit Card
The step-up business card from Paytm and HDFC, adding domestic lounge access and a higher 5% cashback on Paytm Mall spend over the base Paytm Business card.
Rates and fees last verified 15 July 2026.
Annual fee
₹1,000
Joining fee
₹1,000
Reward type
cashback
Base reward rate
1%
Card network
Visa
Card tier
Mid
Benefits by category
- ✈️ Travel
3% reward rate (capped ₹300/monthly) · 12 complimentary domestic airport lounge visits per year
- 🛍️ Shopping
5% reward rate (capped ₹500/monthly)
- 🧾 Utilities
3% reward rate (capped ₹300/monthly)
- 🌍 Forex / international spend
3% forex markup on international transactions
Eligibility
- Minimum credit score: 720
- Minimum monthly income: ₹30,000
- Employment: self-employed
- Age: 21–65
Benefits
- 12 complimentary domestic airport lounge visits per year
- Paytm First membership as welcome gift, plus ₹500 gift voucher on 4 transactions within 30 days
Pros
- + 12 free domestic lounge visits/year
- + Higher cashback rate than the base Paytm Business card
- + Paytm First membership included
Cons
- − Caps limit heavy spenders
- − No international lounge access