All cards / HDFC Bank
HDFC Bank
HDFC Pixel Play
RuPay
HDFC Pixel Play
A lifetime-free, fully digital cashback card where you pick your own 5% bonus categories — flexible and low-commitment, though the meaningful cashback is capped at ₹500/category/month.
Rates and fees last verified 14 September 2026.
Annual fee
₹0
Joining fee
₹0
Reward type
cashback
Base reward rate
1%
Card network
RuPay
Card tier
Entry
Reward rates by category
- Dining5% (capped ₹500/monthly)
- Groceries5% (capped ₹500/monthly)
- Online shopping3% (capped ₹500/monthly)
Eligibility
- Minimum monthly income: ₹25,000
- Employment: salaried, self-employed
- Age: 21–60
Benefits
- Choose any 2 categories (dining, travel, groceries, electronics or fashion) to earn 5% cashback, plus 3% on one chosen e-commerce merchant (Amazon/Flipkart/PayZapp)
Pros
- + Lifetime free — no joining or annual fee
- + Pick-your-own 5% cashback categories
- + 1% uncapped cashback on everything else
Cons
- − Cashback caps are modest for heavy spenders
- − Digital-first card management via the HDFC app
Applying takes you to HDFC Bank's site. We may earn a commission if you're approved — see our disclaimer. Final terms and approval are solely at the issuer's discretion.