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News, explainers, and practical tips on credit cards in India.

A departure lounge with a person seated near a window, holding a credit card and boarding pass

Airport Lounge Networks in India: Priority Pass, DreamFolks and Card-Network Programmes Explained

17 April 2026

Priority Pass, DreamFolks, Visa, Mastercard and RuPay lounge programmes work differently. Here's how each one works, what the fine print means, and how to claim a visit.

TravelLounge Access
SBI BPCL co-branded credit card review graphic showing fuel pump rewards

SBI BPCL Credit Card Review: Is a Fuel Co-Brand Card Worth It?

16 April 2026

A look at the SBI BPCL Credit Card's fuel rewards, surcharge waiver, and how it stacks up against generic cashback cards for regular drivers.

SBIFuelCard Review
ICICI Bank HPCL Coral credit card

ICICI Bank HPCL Coral Credit Card Review: Cheap Fuel Savings With a Tight Cap

16 April 2026

An honest review of the ICICI Bank HPCL Coral Credit Card: a ₹199 fee waived on ₹50,000 spend, up to 3.5% savings at HPCL pumps, a ₹100 monthly fuel cap, and how it compares with HPCL Super Saver.

ICICICard ReviewFuel
An elderly person reviewing a credit card statement at a table

Best Credit Cards for Senior Citizens in India

16 April 2026

Credit cards with relaxed income proof, simplified eligibility, and lifetime-free options that make sense for senior citizens in India.

Senior Citizens
Close-up of a credit card being held near a laptop keyboard

AU Bank LIT Credit Card Review

16 April 2026

AU Small Finance Bank's LIT card lets you pick your own reward categories. Here's whether the flexibility is worth the tradeoffs.

Card ReviewAU Small Finance Bank
Kotak White Reserve metal credit card on a dark surface

Kotak White Reserve Credit Card Review: Unlimited Lounge Access, Super-Premium Fee

15 April 2026

Kotak's flagship metal card replaces the Royale Signature — here's what the ₹12,500 fee, unlimited global lounge access.

KotakCard ReviewLounge Access
Student packing for travel with a passport and credit card on the table

Best Credit Cards for Indian Students Studying Abroad

15 April 2026

Indian students heading abroad need a card strategy that covers forex costs, emergency access, and building credit history before they've even left.

Use Case
Boarding pass and premium credit card on a travel desk

Axis Atlas Credit Card Review: 2026 Devaluation Update

15 April 2026

Axis Atlas has gone through reward devaluations since launch. Here's what's changed, and whether the card still holds up for frequent travelers in 2026.

Card ReviewAxis Bank
Gold coins on one side and loyalty point cards on the other with a credit card between them

Reward Points vs Cashback: Which Credit Card Is Better?

14 April 2026

Cashback is simple; reward points can be worth more or far less. How to compare them in rupees, and which suits your spending and your patience.

RewardsStrategyGuide
Person checking a credit card billing calendar on a phone next to a laptop

Timing Purchases Around Your Statement Generation Date

12 April 2026

The date your statement generates, not your due date, is the lever that controls how long you get interest-free credit. Here's how to use it deliberately.

Money Mechanics
Person checking their credit card balance and limit on a mobile banking app

Credit Card Over-Limit Fees: What Triggers Them

12 April 2026

Going over your credit limit can trigger a fee even on an approved transaction. Here's when it happens and how to avoid it entirely.

Money Mechanics
Cricket stadium at night with a phone showing a ticket booking app and a credit card

Credit Card Strategy for IPL Season Spending

10 April 2026

How to make the most of your credit card during IPL season — match tickets, food delivery on match nights, OTT subscriptions, and merchandise spend.

SeasonalBest CardsSports
IRCTC SBI Card Premier credit card

IRCTC SBI Card Premier Review: 10% Back on Train Tickets, With a Fee Attached

9 April 2026

A detailed review of IRCTC SBI Card Premier: 10% value back on IRCTC bookings, 8 railway lounge visits, the ₹1,499 fee and ₹2 lakh waiver, and when the basic IRCTC SBI Card is enough.

SBICard ReviewTravel
A small business owner reviewing paperwork at a shop counter with a credit card

Best Credit Cards for Self-Employed and Business Owners in India

9 April 2026

Self-employed applicants face different documentation and eligibility rules than salaried ones. Here's how to pick the right card and get approved.

Self-Employed
Person comparing multiple credit card options on a laptop screen

Federal Bank Credit Card Lineup: Which One Fits You

8 April 2026

Federal Bank's credit cards are a strong under-the-radar option, particularly for South India-based customers and NRIs. Here's the full guide.

Issuer GuideFederal Bank
A traveler checking a phone app near an airport gate

How the DreamFolks Transition and Direct Bank Contracts Changed Airport Lounges

8 April 2026

Banks are moving lounge access off DreamFolks and Priority Pass onto their own direct contracts with lounge operators. Here's what that shift means for.

TravelLounge AccessExplainer
American Express Platinum Travel credit card next to a passport

Amex Platinum Travel Credit Card Review: Worth It for the Free Priority Pass?

8 April 2026

A look at the American Express Platinum Travel Credit Card's lounge access, Membership Rewards earn rate, and fees for occasional flyers.

AmexCard ReviewLounge Access
Person comparing multiple credit card options on a laptop screen

Standard Chartered Credit Card Lineup in India Explained

7 April 2026

Standard Chartered runs a smaller but focused credit card lineup in India, with some strong picks for dining and travel. Here's the full breakdown.

Issuer GuideStandard Chartered
HDFC IndianOil credit card review graphic highlighting fuel rewards and surcharge waiver benefits

HDFC IndianOil Credit Card Review: Is It Worth It?

7 April 2026

A look at the HDFC IndianOil co-brand fuel card's rewards structure, fuel surcharge waiver, and who it actually makes sense for.

HDFCFuelCard Review
A person reviewing income documents and credit card eligibility criteria

Credit Card Minimum Salary Requirements in India: Entry to Premium

6 April 2026

What minimum income banks expect for entry-level, mid-tier, and premium credit cards in India, and what self-employed applicants can show instead of salary slips.

Card BasicsEligibility