Security

9 posts tagged “Security”.

A phone screen showing a fingerprint biometric authentication prompt during a payment

AI and Biometrics: The Future of Credit Card Fraud Prevention

12 August 2026

Fraud detection is moving from static OTP rules to real-time behavioral models and biometric checks. Here's what's actually changing for cardholders.

Security2026 Trends

A person looking suspiciously at a phone call while holding a credit card

Credit Card Scams in India 2026: OTP Fraud, Fake KYC Calls, and QR Traps

2 August 2026

An updated 2026 guide to the most common credit card scams in India — OTP phishing, fake KYC update calls, QR code scams, and card-not-present fraud — and how to shut each one down.

Security

A person reviewing a credit card statement and RBI guidelines on a laptop

RBI's Evolving Credit Card Rules: What's Changing in 2026

15 July 2026

How RBI has been tightening credit card regulations around billing cycles, network portability, interest calculation, and grievance redressal.

Card BasicsSecurity

A person shopping online on a laptop with a credit card nearby

The Rise of Virtual Credit Cards: Maximum Security for E-Commerce

26 May 2026

Virtual credit cards generate disposable card numbers for online checkout, keeping your real card details out of every merchant's database.

SecurityOnline Shopping

A person checking a credit card fraud alert notification on their phone

Credit Card Fraud Protection in India: What to Check and What to Do

14 May 2026

Most card fraud is preventable with a few habits, and most losses are recoverable if you act fast. What zero liability covers.

Security

A credit card being tapped against a contactless payment terminal

Tap to Pay Explained: How NFC Credit Card Payments Work in India

19 March 2026

How contactless NFC tap-to-pay works on Indian credit cards, the transaction limits that apply, and whether it's actually safe to leave enabled.

Card BasicsSecurity

A person entering an OTP on their phone to complete an online card payment

New 2FA Security Rules: How Online Credit Card Payments Are Changing

8 March 2026

Two-factor authentication on card payments keeps tightening in India — here's what's changed for OTPs, device binding, and checkout flows.

SecurityCard Basics

A cardholder entering a PIN at a card machine next to a phone showing an OTP prompt

Credit Card PIN vs OTP: When Each One Is Actually Required

11 February 2026

PIN, OTP, or nothing at all — which authentication a credit card transaction needs depends entirely on the channel, not the amount alone.

Card BasicsSecurity

A tokenised digital card icon replacing a physical credit card number on a phone screen

RBI Card Tokenisation Rules Explained: What Happens to Your Saved Cards

4 February 2026

RBI's tokenisation mandate bans merchants from storing raw card numbers. Here's how it actually changes saved cards, autopay, and checkout.

SecurityCard Basics