CIBIL Score
16 posts tagged “CIBIL Score”.
How to Build Credit History From Scratch in India (2026 Guide)
6 October 2026
No CIBIL score yet? Here is how to build credit history from scratch in India using a secured card, low utilisation and on-time payments, with rupee examples.
Credit Card Settlement and CIBIL: What It Does to Your Score
6 October 2026
How a credit card settlement hits your CIBIL score, how long the 'Settled' tag lasts, how to get it changed to 'Closed', and better options before you settle.
How to Check Credit Card Application Status Online in 2026
2 October 2026
Track your credit card application status online, by SMS or by phone. What each stage means, typical timelines, and what to do if it stalls or gets rejected.
How to Get Out of Credit Card Debt in India: A Practical Plan
28 September 2026
How to get out of credit card debt in India: stop the interest, pick avalanche or snowball, use a loan, balance transfer or EMI, and avoid settlement traps.
How to Get a Credit Card Without a Salary Slip in India (2026)
24 September 2026
No salary slip? You can still get a credit card in India through an FD-backed card, ITR-based approval, a bank relationship or an add-on. Here's how each works.
Credit Card Application Rejected? What to Do Next (2026 Guide)
24 September 2026
Credit card application rejected? See why banks decline, how to check your CIBIL report, how long to wait, and how to get approved on your next try.
What Happens to Credit Card Debt After Death in India?
19 September 2026
Who pays a credit card bill when the cardholder dies in India? How estates settle card dues, what heirs and add-on holders owe, and steps for the family.
Managing Multiple Credit Cards Without Hurting Your Credit Score
22 July 2026
More cards can help or hurt your CIBIL score depending entirely on how you manage utilization and due dates across them.
Credit Utilization: Per-Card Ratio vs Total Ratio, and Why Both Matter
1 July 2026
Why your CIBIL score looks at both your overall credit utilization and your utilization on each individual card, and how to manage both across multiple cards.
CIBIL Score Basics: What Actually Moves the Number
19 May 2026
A quick primer on what a CIBIL score measures and the handful of habits that move it the most.
Secured Credit Cards vs. Fixed Deposits: How to Build Credit from Scratch
10 May 2026
Starting with no credit history? Here's how an FD-backed secured card actually builds your CIBIL score, and what a plain FD alone can't do for you.
Does Having Multiple Credit Cards Hurt Your CIBIL Score?
18 March 2026
Holding several credit cards doesn't automatically damage your CIBIL score — what actually matters is how you manage due dates and utilization.
How to Close a Credit Card Safely (Without Hurting Your CIBIL Score)
14 March 2026
A step-by-step guide to closing a credit card in India the right way, covering dues, reward points, NOC letters, and the CIBIL impact to watch for.
How to Improve Your CIBIL Score Using a Credit Card
4 March 2026
Practical habits like full payments, low utilization, and timely autopay that use your credit card to steadily raise your CIBIL score.
How to Improve Your Credit Card Approval Chances
1 March 2026
Practical steps to improve your chances of credit card approval in India, from CIBIL score fixes to picking the right card tier for your profile.
Credit Score Factors Beyond Credit Cards in India
21 November 2025
What actually moves your CIBIL score outside of credit card behavior — loans, EMIs, guarantorships, and credit mix — explained for the Indian context.