Fees
45 posts tagged “Fees”.
Best Credit Cards for Black Friday International Shopping 2026
15 October 2026
The best credit cards for Black Friday 2026 orders from foreign sites: zero and low forex cards, the real cost of markup and GST, and mistakes to avoid.
Lifetime Free vs Paid Credit Card: Which Should You Choose?
13 October 2026
Lifetime free or paid credit card? Use a simple break-even formula, real examples from cards like SBI Cashback and Amazon Pay ICICI, and avoid the common traps.
Best Credit Cards Under ₹500 Annual Fee in India (2026)
13 October 2026
Best credit cards under ₹500 annual fee for 2026: Axis ACE, Flipkart Axis, Swiggy HDFC, SBI SimplyCLICK, IDFC Power+ and Amex SmartEarn, with caps and waivers.
Best Credit Cards for a Thailand Trip in 2026 (Low Forex Picks)
13 October 2026
Best credit cards for a Thailand trip in 2026: zero and low forex markup cards like Scapia, AU ixigo and RBL World Safari, with lounge access and rupee maths.
Dynamic Currency Conversion Explained: Always Pay Local
11 October 2026
Dynamic currency conversion explained: why paying in rupees abroad costs more, a worked example, how to spot DCC at terminals and ATMs, and which cards help.
Best Credit Cards for Visa and Passport Fees in 2026
9 October 2026
Which credit cards to use for visa and passport fees in 2026: zero forex cards for foreign-currency visa fees, reward exclusions on government spends and tips.
Best Credit Cards for a Europe Trip in 2026: Low Forex Picks
9 October 2026
The best credit cards for a Europe trip in 2026: zero and low forex markup cards, lounge access, travel cover and the payment habits that save money abroad.
Credit Card Annual Fee Waiver Thresholds by Bank (2026 List)
8 October 2026
Annual fee waiver spend thresholds for popular HDFC, SBI, Axis, ICICI, Kotak, Amex, Yes, AU and other cards in 2026, plus how to hit them without overspending.
Credit Card Utility and Education Transaction Fees Explained
6 October 2026
How credit card fees on utility bills and education payments work in India, when they apply, how GST adds to them, and practical ways to avoid or reduce them.
TCS on International Credit Card Spends Explained (2026)
3 October 2026
Is TCS charged on international credit card spends? How TCS under LRS works, how cards differ from forex cards and remittances, and the costs you do pay abroad.
Best Credit Cards for a USA Trip from India (2026)
3 October 2026
Best credit cards for a USA trip in 2026: zero and low forex markup cards, lounge access for long-haul flights, and US tips on holds, tipping and gas pumps.
Credit Card Forex Markup by Bank in 2026: Full Comparison
1 October 2026
Forex markup on credit cards from SBI, HDFC, ICICI, Axis, IDFC FIRST and 10 more banks in 2026: the usual rate at each bank and its lowest-markup cards.
Best Credit Cards Under ₹5,000 Annual Fee in India (2026)
30 September 2026
The best credit cards under ₹5,000 annual fee in 2026, from Regalia Gold and Axis Select to SBI Elite and AU Zenith+, compared on rewards, lounges and waivers.
Niyo Global Credit Card Review 2026: Zero Forex, Little Else
28 September 2026
Niyo Global credit card review: lifetime free, zero forex markup, 0.5% base cashback and no lounges. Who it suits, forex savings maths and better alternatives.
GST on Credit Card Fees and Charges Explained (2026)
26 September 2026
Which credit card charges attract 18% GST in India, from annual fees and interest to forex markup and late fees, with rupee examples and ways to pay less.
Best Credit Cards for Agoda and Booking.com in India (2026)
23 September 2026
Best credit cards for Agoda and Booking.com: zero-forex picks, travel reward rates, when bank portals beat direct booking, and a worked rupee example.
Best Credit Cards for a Singapore Trip from India (2026)
22 September 2026
Best credit cards for a Singapore trip: zero and low forex markup picks, KrisFlyer miles cards, lounge access and a worked example of what forex costs.
Slice Borderless Card Review 2026: Low Forex, No Annual Fee
21 September 2026
Slice Borderless review: no joining or annual fee, about 1% forex markup, 1% cashback and 2% on travel. How much it saves abroad and who should get it.
Federal Bank Signet Credit Card Review 2026: Lifetime Free
21 September 2026
Federal Bank Signet review: lifetime free, a quarterly lounge visit on ₹20,000 spend, Swiggy and BOGO movie perks, but very low rewards. Who it suits.
Credit Card Interest Rates by Bank 2026: What Indian Banks Charge
18 September 2026
Credit card interest rates by bank in 2026: monthly and annual finance charges at HDFC, ICICI, Axis, SBI Card, IDFC FIRST and more, with worked cost examples.