All cards / Axis Bank
Axis Atlas Credit Card
Axis's mainstream travel-miles card and the natural successor to the now-discontinued Vistara co-brand cards — solid accelerated miles on travel bookings and tiered lounge/milestone benefits, though the forex markup (3.5%) is not particularly competitive for a travel-focused card.
Rates and fees last verified 19 July 2026.
Annual fee
₹5,000
Joining fee
₹5,000
Reward type
miles
Base reward rate
2%
Card network
Visa
Card tier
Premium
Reward rates by category
- Travel5%
Eligibility
- Minimum credit score: 750
- Minimum monthly income: ₹1,00,000
- Employment: salaried, self-employed
- Age: 18–70
Benefits
- 2,500 EDGE Miles credited as a welcome benefit on the first transaction
- Complimentary domestic and international airport lounge access, with visit counts increasing across Silver/Gold/Platinum spend tiers (starts at 8 domestic + 4 international visits at Silver tier)
- 1% fuel surcharge waiver on eligible fuel transactions in India
- Tiered milestone EDGE Miles/benefits based on annual spend — e.g. 30,000 EDGE Miles and tier upgrade at ₹3,00,000 annual spend
- EDGE Miles can be transferred to partner airline and hotel loyalty programs via the dedicated Travel EDGE portal
Pros
- + Strong accelerated 5x miles on travel spend via the Travel EDGE portal
- + Meaningful welcome bonus (2,500 EDGE Miles) and uncapped tiered milestone benefits
- + Reasonable ₹5,000 fee for a premium travel card with lounge access
Cons
- − 3.5% forex markup is high for a travel-oriented card (competitors offer 1.5–2%)
- − No annual fee waiver on spend — fixed ₹5,000/year regardless of usage
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