All cards / Axis Bank
Axis Magnus
One of the highest flat reward rates in the market — 12 EDGE points per ₹200 (35/₹200 above ₹1.5L/month), aimed squarely at frequent flyers with high spend and a ₹25L/year fee waiver threshold.
Rates and fees last verified 19 July 2026.
Annual fee
₹12,500
Joining fee
₹12,500
Reward type
points
Base reward rate
4.8%
Card network
Visa
Card tier
Super-premium
Reward rates by category
- Travel12%
Eligibility
- Minimum credit score: 780
- Minimum monthly income: ₹2,00,000
- Employment: salaried, self-employed
- Age: 21–65
Benefits
- Unlimited domestic + international lounge access
- 25,000 bonus Edge Rewards points
Pros
- + Exceptional accelerated rewards above ₹1.5L monthly spend
- + Strong welcome bonus
- + Unlimited lounge access
Cons
- − Very high fee and income bar (₹24L/year)
- − Value depends on redeeming for travel, not cash
Applying takes you to Axis Bank's site. We may earn a commission if you're approved — see our disclaimer. Final terms and approval are solely at the issuer's discretion.