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News, explainers, and practical tips on credit cards in India.

Family with suitcases walking through an airport terminal

Best Credit Cards for Family Travel in India 2026

16 September 2026

The best credit cards for family travel in India in 2026, picked for add-on and guest lounge access, low forex markup and travel cover for the whole family.

TravelLounge AccessUse CasePremium Cards
Young professional comparing two credit cards at a desk

Best Credit Cards for ₹1 Lakh Salary in India 2026

16 September 2026

Best credit cards for a ₹1 lakh monthly salary in 2026: six cards you can qualify for, with fees, reward rates, lounge access and worked savings maths.

Use CaseRewardsCashbackPremium Cards
A fixed deposit certificate placed next to a credit card on a table

Secured Credit Cards Against a Fixed Deposit: Who They're Actually For

15 September 2026

FD-backed credit cards skip the income proof requirement entirely. Here's who genuinely benefits from one and how the collateral setup works.

Secured Cards
Hotel room key card and credit card placed on a bedside table, representing a hotel co-branded credit card

Co-Branded Hotel Credit Cards in India: Complete Guide

15 September 2026

Hotel co-branded cards trade flexibility for chain-specific perks like free nights and elite status. Here's when that trade is worth making.

Travel
Person reviewing a credit card statement on a laptop at home

Best Credit Cards for Homemakers Without Income Proof

15 September 2026

Homemakers without a salary slip can still get a credit card in India. Here's what actually works — add-on cards, secured cards, and issuer-specific options.

Use Case
Person reviewing a credit card statement on a laptop

Standard Chartered Ultimate Credit Card Review

13 September 2026

A high reward-rate card from a foreign bank with a limited India footprint. Here's when that tradeoff makes sense.

Card ReviewStandard Chartered
SBI and Axis Bank credit cards placed side by side on a table

SBI vs Axis Bank Credit Cards: Which Issuer Fits You Better

12 September 2026

A head-to-head comparison of SBI Card and Axis Bank's credit card lineups across cashback, travel, shopping, and entry-level use cases.

SBIAxis BankComparison
HDFC Freedom credit card review graphic highlighting everyday reward categories and fee structure

HDFC Freedom Credit Card Review: Is It Worth It?

12 September 2026

A look at the HDFC Freedom Credit Card's reward structure, fees, and who this entry-level everyday card is actually built for.

HDFCCard Review
A coin jar and a small plant on a desk next to a phone showing a rising chart and a credit card

Turn Credit Card Rewards Into a SIP: A Practical Guide

12 September 2026

Cashback and reward points are small money, but invested monthly they add up. How to route card rewards into a SIP, and how to pick and test a fund on WealthTicker.

StrategyRewardsInvesting
Person holding a passport and credit card while reviewing paperwork

Best Credit Cards for NRIs Moving Back to India

11 September 2026

Returning NRIs face a credit history gap in India despite years of financial discipline abroad. Here's how to rebuild and which cards to start with.

Use Case
ICICI Bank Diamant credit card

ICICI Bank Diamant Review: A MacBook, Unlimited Lounges, and a ₹1.25 Lakh Fee

10 September 2026

A review of ICICI's invite-only Diamant Credit Card — its MacBook Air welcome gift, unlimited lounge and golf access.

ICICI BankCard ReviewPremium Cards
Hotel room key card and a credit card on a bedside table

Best Credit Cards for Budget and Luxury Hotel Bookings

10 September 2026

Hotel bookings reward very differently depending on whether you're booking a budget stay through an OTA or a luxury property directly. Here's how to pick the right card for each.

Use CaseTravel
HDFC Bank Swiggy ORNGE credit card

HDFC Bank Swiggy ORNGE Credit Card Review: A Year of Swiggy One and 5% Back

9 September 2026

An honest review of the HDFC Bank Swiggy ORNGE card: 5% cashback on Swiggy and everyday online categories, 12 months of Swiggy One, Dineout savings, and when Swiggy BLCK is worth the upgrade.

HDFCCard ReviewDining
A world map overlaid with credit cards representing zero forex markup options for international spending

Best Zero and Low Forex Markup Credit Cards in India: 2026 Update

8 September 2026

What's changed in the zero and low forex markup credit card space this year, current best picks, and why DCC awareness matters more than ever.

TravelForex
SBI SimplyCLICK card next to a smartphone displaying an online shopping app

SBI SimplyCLICK Card Review: A Starter Card for Online Shoppers

7 September 2026

How the SBI SimplyCLICK Card's 10X rewards on Amazon and partner merchants work, its fees, and whether it's the right first card.

SBICard Review
A laptop showing an online festival sale banner next to a credit card

Best Credit Cards for Amazon's Great Indian Festival Sale

7 September 2026

The Great Indian Festival sale runs on a bank tie-up structure separate from Amazon's regular cashback cards. Here's how to pick the right card for the event itself.

ShoppingCashback
A person comparing multiple financial products side by side on a laptop screen

Why You Need a Credit Card Screener (Just Like a Mutual Fund Screener)

6 September 2026

Investors wouldn't pick a mutual fund off a bank's homepage — so why do most people pick a credit card that way? The case for screening cards.

Credit Card BasicsExplainer
Person reviewing a credit card statement on a laptop

IDFC FIRST Select Credit Card: A Deep Dive Review

6 September 2026

IDFC FIRST Select is one of the few cards in India with a genuine lifetime-free option and no cap on reward point validity. Here's the full breakdown.

Card ReviewIDFC FIRST Bank
A quiet lounge seating area, representing a railway station lounge accessed via a credit card

Credit Cards With Railway Lounge Access in India

6 September 2026

A handful of Indian credit cards extend lounge access to railway stations, not just airports. Here's how it works and which cards include it.

Travel
Luxury credit card and travel accessories on a marble surface

Axis Magnus for Burgundy Review: The Invite-Only Card Worth Chasing?

6 September 2026

A look at Axis Bank's Magnus for Burgundy Credit Card — its Travel EDGE value, unlimited lounge access, and why you can't just apply for it.

Axis BankCard ReviewPremium Cards