Blog
News, explainers, and practical tips on credit cards in India.
Converting a Credit Card Purchase to EMI: How It Actually Works
7 June 2026
EMI conversion turns a big purchase into fixed monthly payments — here's what it actually costs and when it beats paying in full.
How to Use a Credit Card With UPI QR Payments
5 June 2026
A step-by-step guide to linking a RuPay credit card to UPI, paying via QR codes, and the surcharges and limits to watch for.
HDFC Regalia Gold vs ICICI Sapphiro: Premium Card Face-Off
5 June 2026
Two mid-premium cards from India's biggest private banks, compared on rewards, fees, and lounge access.
RBI's BNPL Crackdown: What It Means for Credit Card EMI and BNPL Cards in 2026
5 June 2026
How RBI has been tightening rules around Buy Now Pay Later products in India, and what it means for credit card EMI conversion and BNPL-linked cards.
Best Credit Cards for IRCTC Train Bookings
5 June 2026
IRCTC charges a convenience fee and layers on payment-gateway surcharges — here's which cards cut the cost, whether the IRCTC SBI card is worth it, and how UPI compares to paying by card.
Best Apps to Pay Rent With a Credit Card in India
5 June 2026
Cred, RedGirraffe, and similar rent-payment apps let you pay rent on a credit card for a fee — here's whether the rewards actually make it worth it.
ICICI Rubyx Credit Card Review: Is It Worth It?
4 June 2026
ICICI Rubyx adds lounge access and stronger reward earning to the bank's mid-tier lineup — here's a detailed breakdown of fees, rewards, and how it stacks against Sapphiro.
Credit Card Strategy for Indian Wedding Season Spending
4 June 2026
Wedding season spending in India runs into lakhs across categories. Here's how to sequence card usage so you maximize rewards without wrecking your credit profile.
Credit Card vs Scheduled Bank Transfer for Paying Bills
3 June 2026
Whether recurring bills are better paid by credit card auto-debit or a scheduled bank transfer, weighing rewards against float, fees, and failure risk.
How to Properly Close a Credit Card in India (Without Hurting CIBIL)
3 June 2026
The right way to close a credit card in India — clearing dues, redeeming points, the formal request.
The Hidden Costs of Guest Entries and Add-On Cards for Airport Lounges
2 June 2026
Bringing a guest or relying on an add-on card for lounge access comes with fees, separate visit caps, and rules that differ from your own card's.
HDFC Diners Club Black Metal Edition Review
2 June 2026
HDFC's Diners Club Black Metal is one of the most recognizable premium cards in India. Here's an honest look at what the metal card actually adds over the standard version.
Credit Card Annual Fee: When Should You Pay It?
1 June 2026
A decision framework for when paying a credit card's annual fee outright makes more sense than chasing a spend-based waiver.
Best Credit Cards for Zomato Orders in India
1 June 2026
Cards that actually reward Zomato food delivery and dining-out spend, from flat cashback to the Zomato-linked co-brand options and Zomato Gold overlap.
Best Co-Branded Airline Credit Cards in India
1 June 2026
How airline co-branded credit cards work in India, when they beat a general travel card, and which ones are worth the annual fee.
Kotak White Credit Card Review: Milestone Rewards Done Right?
31 May 2026
How Kotak White's White Pass milestone system, Priority Pass lounge access, and ₹3,000 fee actually work out for high spenders.
HDFC Pixel Go Credit Card Review: A Plain 1% Card With a Very Low Entry Bar
31 May 2026
An honest review of HDFC Pixel Go: uncapped 1% cashback, a ₹250 fee waived at ₹50,000, a ₹12,000 income bar and FD-backed variant, and when Pixel Play or Amazon Pay ICICI is the smarter pick.
Cash Withdrawal on a Credit Card: Fees, Interest, and When It's Worth It
31 May 2026
How cash advance on a credit card works in India — withdrawal fees, interest that starts from day one, and the rare cases where it actually makes sense.
Airport Meet and Greet Credit Card Benefits Explained
30 May 2026
Meet and greet services fast-track you through immigration, security, and baggage — but only a handful of Indian cards offer it, and the terms differ a lot.
Standard Chartered Credit Cards in India: Ultimate, EaseMyTrip, and Rewards
29 May 2026
How Standard Chartered's India credit card lineup breaks down — premium travel, a co-branded travel-booking card, and a flat-rewards option.